Life Insurance Products

Product Information
Wealth Plans ICICI Pru Smart Life
A unit linked insurance plan that provides you with multiple choices to invest towards your financial goals and the Smart Benefit ensures that the wealth accumulation continues even after you.


  • Maturity Benefit
  • Death Benefit
  • Loyalty Additions
  • Wealth Boosters


  • Choice of portfolio strategies : Choose between Fixed Portfolio Strategy & Life Cycle based Portfolio Strategy based on your requirement. Comprehensive protection: On death of the life assured, receive Lump sum benefit
  • Smart Benefit: All future premiums payable under the policy will be waived and allocated by the company - to ensure that your savings for your desired goal continue uninterrupted
  • Liquidity: Fund any intermediate financial need through Partial Withdrawals, any time after the completion of five policy years. Partial Withdrawals will not reduce the protection level.
  • Loyalty benefits: Get rewarded with Loyalty Additions and Wealth Boosters on staying invested with us over the long term
  • Tax benefits on premiums paid and benefits received as per the prevailing tax laws
Min/Max age at entry 20 years / 54 years
Min/Max age at maturity 30 years / 64 years
Min/Max Policy Term 10 years / 25 years
Min/Max Premium Paying Term Same as Policy Term
Maximum Premium Unlimited
Premium Payment modes Annual, Half-Yearly, Monthly
Maximum Premium Unlimited