Plan Details

Arogya Top Up Individual
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SBI General’s Arogya Top Up Policy lets you add extra protection at low premium so you can smoothly overcome the rising medical costs over and above your pre-decided medical cost.


  • Covers maternity expenses after first 9 months waiting period.
  • No pre-policy medical test up to the age of 55 years for people with no medical history.
  • Upto 142 Day Care Procedures covered.
  • Tax rebate available as per provision of Income Tax Rules under section 80-D.
  • No medical tests required up to 55 Years of Age.
  • Pre-existing diseases are Covered after 48 months of continuous coverage.
  • Covers Reimbursement of alternative treatment like Ayurvedic, Homeopathy and Unani.
Title Description
Room Rent Limit Covered
ICU Daily Rent Limit Covered
Pre-Hospitalization Expenses 60 Days
Post Hospitalization Expenses 90 Days
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage 142 Procedures covered.
Pre-Existing Disease / Illness coverage After 4 years
Waiting Period for New Policy 30 Days
Medical Screening Above 55 yrs of age.
Ambulance Expenses upto Rs.5000
Non-Allopathic Treatments Covered
Donor Expenses Covered
Nursing Allowance Covered