Plan Details

Diabetes Safe Floater
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Diabetes safe floater is a family health insurance plan that covers not just complications of Diabetes but regular hospitalization as well


  • Any Complication of diabetes is covered from Day 1
  • Cost of artificial limbs due to amputation is covered
  • Also provide regular hospitalization cover for all other ailments/injuries
  • All day care procedures covered
  • Donor expenses for kidney transplant surgery is covered
  • Post renal transplant complications of the insured person covered
  • Second transplant following failure of the first transplant covered
  • No third party Administrator, direct in-house claims settlement
  • Free medical consultation available over phone 24X7 Toll free helpline
  • Tax rebate available as per provision of Income Tax Rules under section 80-D
Title Description
Room Rent Limit Actual
ICU Daily Rent Limit Actual
Pre-Hospitalization Expenses 30 days
Post Hospitalization Expenses 60 days, not more than 7% of hospitalization expenses, Max 5000
Minimum Hospitalization Period 24 hours
Day Care Procedure Coverage All day care procedures
Automatic Restoration of Sum Insured Available
Pre-Existing Disease / Illness coverage After 48 months, 24 months for specific diseases
Waiting Period for New Policy 30 days
Co-Payment 20% of each and every claim amount for insured person whose age at entry is above 60 years
Medical Screening Applicable for plan A
Ambulance Expenses 2000 per policy period
Non-Allopathic Treatments Not Covered
Donor Expenses Donor expenses for kidney transplantation surgery
Nursing Allowance Covered