Arogya Sanjeevani Policy, The New India Assurance Co. Ltd is a Policy designed to cover Hospitalisation expenses.
| Title |
Description |
| Ambulance Expenses |
Expenses incurred on road Ambulance subject to a maximum of Rs.2000/- per hospitalisation |
| Co-Payment |
Co-pay of 5% on each and every claim. |
| Day Care Procedure Coverage |
All the day care treatments covered |
| ICU Daily Rent Limit |
ICU/ICCU will beupto 5% of the sum insured subject to a maximum of Rs.10000. |
| Medical Screening |
Pre acceptance medical check up is not required |
| Minimum Hospitalization Period |
24 hours |
| No Claim Bonus |
Cumulative bonus is available @5% per every claim free year upto a maximum of 50%. |
| Non-Allopathic Treatments |
Ayush treatments will be paid upto the sum insured.
|
| Post Hospitalization Expenses |
upto 60 days |
| Pre-Existing Disease / Illness coverage |
After 48 months of continuous coverage |
| Pre-Hospitalization Expenses |
upto 30 days |
| Room Rent Limit |
Room rent is upto 2% of the sum insured subject to a maximum of Rs.5000. |
| Waiting Period for New Policy |
30 days |