Optima Super, India's only aggregate top-up health plan that adds to your existing coverage & also offers an option to convert to a full-fledged nil deductible health insurance plan (at the time when you usually retire)
You are covered for higher hospitalization expenditures that may occur throughout the year
144 Day care treatments are covered
Get 7.5% discount by opting for two years policy
Option of converting this plan into a full-fledged nil deductible plan by using the Waiver of Deductible benefit without any Medical
Life long policy renewal is available
Healthline service is also available free of cost which includes primary consultation, health related counseling, Nutrition and Diet
Free Health Risk Assessment which helps to profile your health status and provide recommendations on nutrition and diet and lifestyle
Tax rebate available as per provision of Income Tax Rules under section 80-D
Room Rent Limit
Post Hospitalization Expenses
Minimum Hospitalization Period
Day Care Procedure Coverage
144 procedures covered
Pre-Existing Disease / Illness coverage
After 48 months, 24 months for specific diseases
Waiting Period for New Policy
Up to 2000
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We will collect certain anonymous information in standard usage logs through our Web server, including: computer-identification information obtained from "cookies," sent to your browser from a
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An IP address, assigned to the computer which you use
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The type of computer you're using
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We may collect the following personally identifiable information about you:
Demographic profile (like your age, gender,occupation and education);
Financial information (like annual income or insurance policy number);
Opinions of features on our websites.
Who collects the information?
We will collect anonymous traffic information from you when you visit our site
We will collect personally identifiable information about you only as part of a voluntary registration process.
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The Site contains links to other Web sites. We are not responsible for the privacy practices of such Web sites
We offer a collection of online services which are available to you. Please understand that any information that is disclosed in these areas becomes public information. We have no control over its use and you should exercise caution when disclosing your personal information to anyone
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We will not disclose any of your personally identifiable information to third parties unless:
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To protect against the loss, misuse and alteration of the information under our control, we have in place appropriate physical, electronic and managerial procedures. For example, our servers are accessible only to authorized personnel.
Although we will endeavor to safeguard the confidentiality of your personally identifiable information, transmissions made by means of the Internet cannot be made absolutely secure. By using this site, you agree that we will have no liability for disclosure of your information due to errors in transmission or unauthorized acts of third parties.
We reserve the right to change or update these policies at any time upon reasonable notice, effective immediately upon posting to this site.