Plan Details

Premier Mediclaim Policy Floater
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New India Premier Mediclaim Policy is designed to give You and Your family, protection against unforeseen Hospitalisation expenses.


  • 100 % cost reimbursement for pre-acceptance health check-up.
  • OPD expenses for Dental Treatment, health check-up, medicines etc.
  • Dietician counselling/ concierge / Air ambulance services available.
  • AYUSH cover upto 20 % of Sum Insured
  • Sum Insured upto Rs. 1 crore.
  • Maternity and child care cover upto Rs. 1 Lakh.
  • Infertility treatment coverage of upto Rs. 1 Lakh.
  • Hospital cash benefit upto Rs. 4,000/- per day.
  • Increased sum insured of upto Rs. 5 Lakhs for 11 critical illnesses.
Title Description
Room Rent Limit Yes, Actuals
ICU Daily Rent Limit Yes, Actuals
Pre-Hospitalization Expenses 60 days prior to the date of Hospitalisation.
Post Hospitalization Expenses 90 days from the date of discharge.
Minimum Hospitalization Period 24 Hrs
Day Care Procedure Coverage 139 procedures covered.
Additional Cover for Critical Illness Yes
Pre-Existing Disease / Illness coverage After 36 Months
Waiting Period for New Policy 30 Days
Medical Screening 50 yrs & above.
Ambulance Expenses Rs 10000, Up to Rs 100000 for Air ambulance
Non-Allopathic Treatments 20% of Sum Insured
New Born Baby Cover Yes
Daily Hospitalization Allowance Upto Rs.4000